Annuities

Few Americans feel very confident about their ability to have enough money to live comfortably throughout their retirement years. Workers who say debt is a problem are, not surprisingly, less confident, while those who have a retirement plan are remarkably more confident. Another issue current retirees face is people do not know how long they are going to live after retirement. This makes it difficult to plan on how much they can spend from their existing retirement fund and other assets.

Income

Worried about outliving your retirement funds? Annuities can provide a steady income in retirement!

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Death Benefit

Want to conserve your legacy? An annuity can provide an enhanced death benefit.

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Nursing Home Protection

Some annuities have Long Term Care riders to help provide income to cover Long Term Care expenses.

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What is an Annuity

An annuity is a contract between you and the insurance company.  An annuity is a retirement strategy in which you make a lump sum payment or a series of payments and in return you receive steady income for your retirement.

According to Government Accountability Office, annuities can be an important part of retirement planning.  Annuities come in a few forms; Immediate, Fixed Index, or Variable.  Annuities limit market risk and help people retire with confidence!

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